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Get Your Free Credit Scores

Use this handy credit score comparison chart that automatically displays the most popular and highest ranking free credit score offers on the net. (Low ranked offers don’t get displayed). These credit score trial offers are really awesome because in addition to seeing your credit files, you get to see your credit SCORES. That’s the number you usually don’t get to see when you apply for an annual credit report or a free credit report gov. But that’s the “magic number” you really wanna see. It’s the number that lenders, banks, mortgage brokers, credit card companies, and pretty much anyone who’ll provide you with a loan or financial credit will use to approve (or deny) your loan request, and/or to set your loan interest rates.

Free Credit Score Comparison Chart
Name Ratings Credit Scores Received Credit Bureaus Monitored Trial Period Other Benefits

Experian
Equifax
TransUnion
Experian
Equifax
TransUnion
7-day Free Credit Scores from All Credit Bureaus. 3 Bureau Monitoring.

Experian
Equifax
TransUnion
Experian
Equifax
TransUnion
7-day Free Credit Scores and 3 Bureau Monitoring

Single Credit Score Experian
Equifax
TransUnion
7-day Free Credit Score and 3 Bureau Monitoring

TransUnion Experian
Equifax
TransUnion
7-day Free TransUnion Score and 3 bureau credit monitoring

source: freescorereportgov.com

When Disputing Errors in Your Credit Report, Go Tooth and Nail

When Disputing Errors in Your Credit Report, Go Tooth and Nail
Catching errors early can be accomplished by reviewing your credit report once every four months, said Gail Cunningham, spokesperson for the National Foundation for Credit Counseling in Washington, D.C. Consumers can review them for free from each of …
Read more on MainStreet

How to Start a Strong Credit History
Fortunately for Mr. Jakubowski, it was easy for him to obtain the cards: He had built a strong credit history by paying off car loans while in college, he says. His father cosigned the loans. "We never missed a payment or were late," he says …
Read more on Wall Street Journal

Can't cut debt? You can still improve credit

Can't cut debt? You can still improve credit
Your best course of action is to carefully review your three credit reports (you'll get one from each major credit bureau) at least once per year by visiting AunnualCreditReport.com. If you spot a mistake on any of them, start the process for …
Read more on USA TODAY

Finance ministry, SBP directed to reconsider Credit Bureaus Act, 2014
ISLAMABAD – The National Assembly Standing Committee on Finance and Revenue has directed the Ministry of Finance and SBP to reconsider “The Credit Bureaus Act, 2014”,in the presence of stakeholders and amended draft act be submitted before the …
Read more on The Nation

Laptop Theft Prevention

Computers, especially the portable ones such as netbooks and laptops, are highly vulnerable to theft as several businesses use the computing systems while travelling or use them as mobile offices.

The alarming rate at which the laptops are being stolen lately is a cause of concern, thanks to the a growing line of laptop theft prevention products that address designed to secure and recover your computer. Still there is no reason to get paranoid, you can take steps to prevent laptop theft and help ensure computer security.

Basic steps you need to take to ensure laptop security

Not to leave the laptop or PC in sight in vehicle that is not locked.
While travelling, carry the laptop in briefcase or anything that will not identify it as laptop to a third person. To carry a laptop in a computer or laptop bag is itself an invitation to the laptop thieves.
Carry the laptop along with you even if you have to leave it for a short break from a meeting or a conference or even at the hotel lounge.
Lock the laptop when you have no use with it in a closed cabinet or even secure it to your table or desk using a laptop lock.
Identify your laptop with unique markings with the help of acrylic paints or even use markings on the laptop case to identify it easily.
Keeping backing up all the data as frequent as possible and store the backed up data on a secure disk or any other means thereof.
Note the model as well as the serial number of the laptop, so to enable tracking it easily in case of theft (should the manufacturer be made aware of the number and the loss and should the thief take it to the manufacturer for any service the numbers will help identify your laptop).

Secure the laptop against theft
There are various laptop locks as well as other devices to deter anyone from running off with your laptop.

There are many laptop lock companies that manufacture big line of anti-theft laptop lock products that guarantee computer security. While a few manufacturers specialize in anti-theft products for various brands of laptops including laptop locks, laptop carts, etc such as for Apple iMac, Apple laptops, Dell laptops, HP/Compaq laptops etc.

To have a mobile alarm installed on the laptop is always a good idea
In general, the mobile alarms are designed to go as and when the sensors detect motion or mobility of the computer (when the laptop is moved off predetermined area). Although these are designed for theft protection of laptops, they are even used to secure PCs.

Use of laptop tracking devices
There are a good number of laptop tracking devices designed to help locate the stolen laptop incase of theft and there are also devices to protect the data stored on the laptop.

Related Identity Theft Prevention Articles

PepsiCo Given “AA-” Credit Rating (PEP)

PepsiCo Given “AA-” Credit Score (PEP)
PepsiCo (NYSE:PEP) has received an “AA-” credit rating from analysts at Morningstar. The financial investment analysis company's “AA-” rating suggests that the organization is a very-low default risk. They also gave their particular stock a three star rating. A number of other …
Read more on WKRB News

NRG Energy Receives “BB-” Credit History (NRG)
NRG Energy (NYSE:NRG) was provided a “BB-” credit history by analysts at Morningstar. The study company's “BB-” score suggests your business is an above-average standard threat. Additionally they gave their stock a three star score. A great many other …
Find out more on WKRB News

Mike Jones, President of Discover Leadership Training, Announces Keynote Speech at Shell Federal Credit Unions 3rd Annual Training Day


houston, tx (PRWEB) October 15, 2014

Discover Leadership Training was thrilled to unveil their keynote speaker for Shell Federal Credit Union’s 3rd Annual Training Day. The speaker was none other than Discover Leadership Training President, Mike Jones. As the President of Discover Leadership Training, Mike Jones has devoted his life to helping people in the realm of outcome-focused and benefit-driven choices. He and the whole Discover Leadership Training organization has unparalleled expertise when it comes to bringing positive influence to companies and organizations looking to have tangible growth.

The Annual Training Day featured a packed agenda throughout the day. Adopting a conference style format, the Annual Training Day highlighted a wide variety of sessions, topics, and classes for the Shell Federal Credit Union employees to partake in. “The day was electrifying, emotional, and truly-energizing!” Says Mike Jones, “There were around 225 employees this year and I was thrilled that Shell Federal Credit Union asked me to speak at the event.”

In keeping with Shell Federal Credit Union’s ideals and business outcomes, the theme for the Annual Training Day was, “Superheroes.” Jose Rodriguez, CEO of Shell Federal Credit Union, says, “Today we are practicing like we play every day, having the courage to get off the sidelines and into the game of life. Knowing that it is not the score on the scoreboard at the end of the day but how we played the game! Being Game Changers with every relationship, changing lives one member and one employee at a time.”

The Annual Training Day took place at the Double Tree Hotel by Hilton near Hobby Airport in Houston, Texas. More details can be found at: http://www.discoverleadership.com.

About Mike Jones:

Mike Jones realized something early in life: he didn’t think like other people. He had radical ideas about positive outcomes and personal growth and becoming one of the 3% who really change things. After completing the Continental Airlines Pilot Development Program Mike became a helicopter pilot for the Houston Police Department. While at the HPD Helicopter Division Mike created a youth program called Soul Patrol (click here for a video). This program taught teens the value of transforming negatives into positives. Soul Patrol was so successful it was featured on NBC Nightly News, Good Morning America and Oprah. The program was also endorsed by Presidents George H. W. Bush and Bill Clinton.

About Discover Leadership Training:

Discover Leadership Training provides transformational experiences and tools that produce a sustainable winning culture. Discover Leadership Training boldly provides the most impactive, sustainable, and challenging leadership development solutions for the world. We enthusiastically inspire each member of the team to create a better version of their self and accept personal responsibility for their team’s success.







Bad Credit Loans A Boon For Bad Credit Holders

Many times you must have faced monetary problems in the mid of the month as most of the UK people are Dependant on their monthly pay check. Currently you do not need to get troubled because of these fiscal crises. Bad Credit Loans are there to assist you in your cash emergencies. These loans are specially designed to meet all your urgent needs.

These loans are offered to two forms they are secured and unsecured.
For secured loans, the borrower has to place collateral. In such case, the borrower is at risk of losing his asset if he is not able to repay the amount in time. For unsecured loans, the borrower need not place any collateral. In addition, the lender is at risk if the borrower does not pay the advance in time.

These advances offer a sum of 500 – 250000 for a period of 1 25 years. The repayment period is flexible and you can extend this period. Bad credit is not a issue to apply for these funds. They are approved without any credit check. There is no hassle in applying for these advances as it is made available online. There is no much documentation. You are free to use these advances as you wish, as there are no restrictions put forth by the lender. You may use these funds to pay off your bills like your car repair bill, medical bill, school fees and so on.

The applicant should fill in true information. The lender than verifies the information and your bank account is credited with the amount. This amount is approved in a short span. The lender may ask you your name, address, cell number, bank account number and so on.

To apply for these advances the applicant should fulfill the following criteria:

He needs to be a UK citizen.
He needs to be above 18 years of age.
Should have a bank account.
Must be employed for at least 3 months.
Should have a regular income.

More Free Credit Score Articles

PHPMatters Awards the Top 5 Joomla Web Hosting Plans for 2014


San Francisco, CA (PRWEB) October 11, 2014

The PHP resource site PHPMatters today announced the top 5 Joomla web hosting plans for 2014 which are handpicked from 100+ options. With all of the key factors being considered and evaluated, the award goes to InMotion Launch, HostMonster Starter, JustHost Just Plan, WebHostingHub Spark, and Arvixe Personal Class.

The 5 packages are all popular sellers. They are proved to offer rich resources, reliable performance and helpful technical support to beginners as well as skilled users.

1)    InMotion Launch

The Launch plan from InMotion Hosting suits almost any hosting purpose and skill level. Normally priced at $ 7.99/mo, the plan is available at $ 3.49/mo only for subscriptions through this exclusive promotional link. A 90-day refund guarantee is provided so that users can have a long trial period.

In addition to unlimited disk space, unlimited bandwidth and cPanel, the plan also includes Softaculous 1-click installer which enables people to install 310+ applications including Joomla instantly. Popular e-commerce features, scripting languages and website protection tools are also ready.

2)    HostMonster Starter

The HostMonster Starter plan offers not only unlimited basic resources like disk space, bandwidth, email accounts and MySQL databases, but also many beneficial extras such as domain name, SimpleScripts installer, Cron Jobs, and marketing credits. Besides, users can install Joomla templates and extensions easily through Mojo Marketplace. All of these features are available at $ 3.95/mo for new customers.

3)    JustHost Just Plan

Currently priced at $ 2.5/mo, the Just Plan from JustHost has all of the functionality desired by business owners and individuals. The plan comes with unlimited disk space, bandwidth, email accounts and hosted domains. Besides, it also includes instant setup, site builder, cPanel, SSL Secure Server, and so on.

4)    WebHostingHub Spark

WebHostingHub plans have the same unlimited hosting features. The basic Spark plan covers unlimited hosting resources, secure email, and a 90-day money-back guarantee. Moreover, it gives access to a personal on-boarding process which offers a step-by-step guide for getting started. 24×7 technical support is approachable via phone, email and live chat.

5)    Arvixe Personal Class

Arvixe Personal Class plan has a combination of affordability and reliability. Originally priced from $ 4/mo, the plan is available at $ 2.8/mo when purchased with the coupon code BWH360. With this price, users can access many management tools and developer-friendly features. Website performance is ensured by first-rate hardware and routing technology, constant monitoring, and Solid State Drives.

Read more information about the plans by visiting http://phpmatters.com/.

About PHPMatters

Having been developing rapidly since the establishment, PHPMatters is a trusted resource site for webmasters to get useful tips and tutorials on PHP scripts.







More Credit Rating Press Releases

Loans For Bad Credit No Bank Account-To Increase Your Credit Score

for an advance to support your fiscal needs? If yes, then apply for Loans For Bad Credit No Bank Account. It is an advance which will support you in any kind of fiscal needs. This advance is easily granted to those with a terrible fiscal status. They will also help to increase your credit score. They are offered to you even if you do not maintain a valid bank account.

Loans For Bad Credit No Bank Account helps you gain funds through the offline plus through the online mode. The offline mode includes long procedures and is wastage of time. In the online mode, you do not have to undergo any long procedures. Thus, it is better to apply online. In the online mode, you simply need to find a suitable lender and then make an appeal. The lender will confirm the details you provide and then will approve your request. Then, after it is sanctioned, the amount will be deposited in your account. These services which can be availed by you are in the unsecured form.

Loans For Bad Credit No Bank Account is advance which can be obtained by you come in the range of £1000 to £25000. The amount has to be settled in 6 months to 10 years. They are given to you despite of your fiscal background. Even if you do not have a bank account, then also you are eligible to gain this service. The amount is offered to you in the unsecured form where you do not have to place security.

If you wish to gain Loans For Bad Credit No Bank Account, you need to fulfill the eligibility conditions. The conditions are that you need to be more than 18, you need to be a UK resident and you need to be regularly employed. The amount you gain in this advance can help you satisfy the various needs on time. These needs include buying house or car, educational needs like tuition fees, college fees, going on a holiday trip, for settling various pending expenses, for consolidating debts, for all domestic needs and so forth.

As they are offered in the unsecured form, tenants, paying guests, non property owners can easily gain funds in this advance. Even property owners who do not want to risk their property can opt for it. Loans For Bad Credit No Bank Account comes with a high rate of interest due to the risk which the lender faces. The amount has to be settled on time or else you will have to pay high fine.

Find More Credit Score Articles

Rates.ca Features the Perils of Distracted Driving With Brand New Infographic


Toronto, ON (PRWEB) October 08, 2014

Distracted operating has become accountable for even more fatalities on Ontario roadways than both impaired driving and speeding. The Ontario Provincial Police stated that in 2013, distracted driving contributed on fatalities of 78 folks, when compared with 57 for impaired driving and 44 for accidents pertaining to speeding.

“The threat your is alarming and teaching the public is a viable solution to lower the danger and hold motorists safe,” stated Daniel Shain, Director of Product, Credit & Insurance at VerticalScope Inc., owner of Rates.ca, a respected on the web price comparison website. “We encourage readers to examine this content of our thought-provoking infographic especially the common sense suggestions detailed to avoid distracted driving also to market general protection on our roads.”

Presently, behaviours including texting and driving, which about 35 percent of Canadian drivers admit to partaking in, carries a superb of between $ 60 to $ 500, without demerit points in Ontario, Alberta or Nova Scotia. However, a proposed costs from Ontario transport Minister Steven Del Duca aims to increase fines to between $ 300 and $ 1,000 and tack on three demerit things. Since traffic beliefs remain on your record for 36 months, there is certainly sufficient chance for insurance companies to boost premiums for major infractions through that time.

The Liberal government in Nova Scotia has made a decision to increase fines and include four demerit points for people found guilty of using cellphones while operating beginning on February 1, 2015. From the existing $ 176 for an initial offense to $ 350 for a 3rd or subsequent offence, fines will increase to about $ 234 for a first offence to $ 579 for a third or subsequent offense.

Almost 250,000 fees were set against distracted drivers in Ontario from 2011-2014. The stronger actions and harsher charges to control the escalating sidetracked driving trend are rapidly gaining assistance across Canada.

To find out more, please go to Rates.ca/blog to install the infographic (rates.ca/blog/distracted-driving-infographic) or view an interactive version (rates.ca/distracted-driving-infographic).

About Rates.ca

Rates.ca is owned and run by online media leader VerticalScope Inc., the property owner and operator of more than 1,100 social network sites and web pages. Rates.ca provides a free price comparison platform, monetary resources and information portal tailor-made to save customers money and time in finding the most effective prices available for car insurance, mortgages and credit cards in Canada. For more information kindly see http://Rates.ca

About VerticalScope

Created in 1999, VerticalScope Inc. owns and works a lot more than 1,100 customer shopping portals and enthusiast forum those sites offering the automotive, powersports, outside, sports, technology, and animal vertical markets with top companies including AutoGuide.com, Motorcycle.com and PetGuide.com. VerticalScope’s on the web properties achieve an average of 70 million highly competent buyers and purchase choice makers every month. For more information kindly go to http://www.VerticalScope.com

Contacts

Rates.ca

Daniel Shain, 416-341-8950 ext. 412

press(at)rates(dot)ca